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Insurance Blog

Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

Should I Insure My Home Based Business?

A home based business is any business with its primary office located in the owner’s home, regardless of type or size. Many well known companies began as home based, including Apple, Baskin-Robbins, Hallmark, and Purex, as stated by Entrepreneur. With so much that can be done online, operating virtually from home is more feasible than ever today. A business operated from the comfort of your...

Should I have an Emergency Fund Along with Life Insurance?

Life insurance can help protect your loved ones financially in case of your death. If you have a whole life or universal life insurance policy, you may be able to access accumulated cash value for emergency funds during your lifetime. Even so, it is a good idea to have an emergency fund in addition to life insurance. You never know when the unexpected will happen....

How Cold Weather Affects Tire Pressure

From corrosive road salt to slick roads, winter creates many challenges for drivers. Another one to add to the list: Tire pressure dips caused by lower temperatures.Making sure your tires are properly inflated is an important part of getting the best performance out of your vehicle – especially during the winter months. After all, your tires represent the only point of contact between your vehicle...

How to Declutter Your Home, Once and for All

While there are many benefits to downsizing, there’s an important question you have to ask yourself before you get started: “What am I going to do with all my stuff?”That’s where decluttering comes in.Simply put, decluttering is the methodical practice of removing all the unused, unwanted or unnecessary items (i.e. “clutter”) in your home. And while it’s a helpful practice for those looking to downsize...

What Happens if You Are Denied Life Insurance?

It can be discouraging, to say the least, when you are trying to protect your family by purchasing life insurance, and your application is rejected. If you have been denied life insurance, you are not alone. It happens to people every day. Keep in mind that you have options and do not give up. Why Are Some People Denied Life Insurance? Typically, life insurance companies...